Struggling with Your Gold Loan Repayments?
Don’t let your pledged jewellery remain out of reach.
We’re here to help you settle your gold loan and reclaim your gold with confidence.
A Simple Solution for Your Gold Loan
Gold loans can provide immediate financial support, but managing repayments over time can become challenging. If you’re worried about mounting interest or the possibility of losing your pledged jewellery, our team is here to guide you through the settlement process.
At Dhyan Gold, we help customers understand their options and assist them in settling their gold loans in a simple, transparent, and hassle-free manner.
Why Consider Gold Loan Settlement?
Regain Control of Your Gold
Reduce Financial Stress
Protect Your Jewellery
Transparent Guidance
Expert Assistance
HOW IT WORKS
A Simple 4-Step Process
Share Your Gold Loan Details
Consultation & Review
Settlement Assistance
Reclaim Your Gold
Documents Required
To help us review your gold loan and guide you accurately, please carry:
Gold Loan Receipt / Agreement
Aadhaar Card or Government ID
PAN Card
Recent Passport Size Photograph
**Additional documents may be required depending on the lending institution and loan details.
Why Choose Dhyan Gold?
Trusted Support Every Step of the Way
Personalized Guidance
Our team takes the time to understand your situation and explain every step clearly.
Transparent Process
Professional Assistance
Customer-First Approach
Frequently Asked Questions
Q. Do you Release Pledged Gold?
Yes we will help you close your gold loan and release your pledged gold. For more details, Know More.
Q. How does pledged gold release work at Dhyan Gold?
- Step 1: Bring your original pledge receipt and government ID to our branch.
- Step 2: We clear your outstanding loan balance directly with the bank or financier.
- Step 3: We retrieve your gold, test its purity in front of you, and hand over any extra cash value directly to you.
Q. Can I take back my gold if I do not accept the final valuation?
Yes. You are under no obligation to sell. If you choose not to sell after we release your pledged gold from the lender, you can take your gold back by reimbursing the release amount paid to the bank plus a minimal 5% processing fee.
Q. What happens if my gold's tested value turns out to be lower than the loan amount paid to release it?
Q. Can I choose to keep a portion of my gold after it is released?
Yes, absolutely. You can keep a portion of your gold and sell the rest. Please inform our branch executive before we begin the release process so we can calculate the valuation and payouts accordingly.
Q. Do you pay for stones or beads in my gold jewellery?
No. Our valuation is strictly based on the weight and purity of the gold itself. Before weighing your item, the weight of all non-gold materials (like stones, enamel, or wax) is subtracted to determine your final payout.
Q. Do I need to have a minimum quantity of gold to get it released?
No. We help release pledged gold of any quantity or weight, big or small.
Q. Can you help release gold pledged across multiple banks or branches?
Yes, absolutely. We can release your pledged gold from multiple banks, finance companies, or branches. Our team will coordinate and assist you with clearing each loan smoothly.
Q. Will your representative accompany me to the bank or finance company?
Yes, absolutely. Our representative will go with you to the lender. Once you authorize us, our representative will pay off the loan balance in your presence and collect your gold. Afterward, they will accompany you back to our branch for the final testing, valuation, and instant payout.
Q. Can you release my gold without a pledge receipt?
No. An original pledge receipt (or official copy) is required. We need the details on the receipt to verify the loan amount, calculate the exact release value, and coordinate with the bank or finance company.
Q. Can I release gold that is pledged in someone else's name?
No. The person whose name is on the pledge receipt must be physically present with their valid government photo ID at the time of release and valuation.
Q. Can you release gold that has been sent for auction?
Yes, on a case-by-case basis. We can help release gold that has been moved to auction, depending on the status of the auction process and the availability of key documents like your original purchase bill and pledge receipt. Please visit our branch so our team can evaluate your case.
Q. Why do I need to visit the store before my gold is released?
You need to visit our branch first to complete simple verification and takeover paperwork. Once the paperwork is complete and authorized, our representative can proceed to the bank or financier to clear your loan and release your gold.
Need Help Releasing Your Pledged Gold?
Speak with our experts today and learn how we can assist you with your gold loan settlement.